Privacy Policy — YT Pay

YT Pay("we", "us", or "our") operates the website https://yt-pay.io. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our marketplace services.

1. Information We Collect

We collect information that you provide directly to us when you create an account, list a vehicle, or contact us:

Personal information: name, email address, phone number
Listing data: vehicle details, photographs, pricing, and descriptions you submit
Payment information: billing details processed securely through our payment provider (we do not store card numbers)
Communications: messages you send through our platform or to our support team

2. How We Use Your Information

We use the information we collect to:

Operate, maintain, and improve our marketplace
Process listings and facilitate communication between buyers and sellers
Process payments for listing fees
Send transactional emails (listing confirmations, account updates)
Respond to your enquiries and provide customer support
Detect and prevent fraud or abuse
Comply with legal obligations

3. Cookies & Analytics

We use cookies and similar technologies solely for analytics purposes to understand how visitors interact with our website. These cookies help us improve user experience and do not track you across other websites.

You can control cookie preferences through your browser settings. Disabling analytics cookies will not affect the core functionality of our platform.

4. Third-Party Services

We work with trusted third-party service providers to operate our platform:

Supabase: database hosting and authentication (EU-based infrastructure)
Vercel: website hosting and content delivery
Stripe: secure payment processing for listing fees

These providers process data on our behalf and are contractually obligated to protect your information in accordance with applicable data protection laws.

5. Data Retention

We retain your personal data for as long as your account is active or as needed to provide our services. Listing data is retained for the duration of the listing plus 12 months for record-keeping purposes. You may request deletion of your data at any time.

6. Your Rights Under GDPR

If you are located in the European Economic Area, you have the following rights regarding your personal data:

Right of access: request a copy of the personal data we hold about you
Right to rectification: request correction of inaccurate or incomplete data
Right to erasure: request deletion of your personal data
Right to restrict processing: request that we limit how we use your data
Right to data portability: receive your data in a structured, machine-readable format
Right to object: object to processing of your data for certain purposes

To exercise any of these rights, please contact us at hello@yt-pay.io. We will respond to your request within 30 days.

7. Data Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

8. Children's Privacy

Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal data from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the updated policy on this page with a revised "Last updated" date.

10. Contact Us

If you have questions about this Privacy Policy or wish to exercise your data protection rights, please contact us at:

hello@yt-pay.io